How to Dress Business Casual During the Summer Heat 

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As someone that has lived and worked in the stifling Florida heat and New York City’s steamy sidewalks in the summer, I can tell you that there is not enough antiperspirant if you are wearing the wrong clothes to work.

Dressing business casual but keeping a professional look is no easy task especially for women.

However, you don’t need to be miserable and swimming in a seat of sweat to look polished. Here are some general guidelines and tips to dress your best and business casual.

Bottoms—Ditch the shorts:     It may be tempting when temperatures soar to near triple digits to slip into your favorite cargo shorts or chinos. Save em’ for the picnic or backyard grill out. DO wear a light cotton skirt or dress that hits to the top or middle of the knee. For the guys, breathable fabrics such as cotton or linen are an even better option than jeans.

Tops—Shirts or skins:    If you work in Florida, you see lots of golf shirts on guys nearly year round at work and play. But sometimes you have to take it to the next level. There are many stylish button-down options that are short-sleeved and pair well with a linen jacket and best of all, look better WITHOUT a tie. For women, it’s even easier to throw on a stylish and completely sleeveless top just keep an eye out for your cleavage.

Shoes—Flip or flop:    I saw quite a few pairs of flip flops on fellow female co-workers in Florida. Honestly, even if they are bling’d out they are and still look like flip flops. Go with a cute pair of sandals instead and even take it up a notch by opting for wedges or a sandal with a heel. Unless you just had foot surgery or it’s medical necessary, you should not wear sneakers to work unless you work for a company that sells sneakers or athletic shoes. For guys, the same rule regarding lightweight materials apply to shoes as well. There are many stylish (closed toe) dress shoes for men made of materials such as chambray that offer comfort, support and room to breath.

Fun Flag Day Facts in the United States

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Each year, in the dead heat of summer our country celebrates Flag Day. The official observance date is June 14 and established as a day to salute the Star-Spangled Banner.

We’ve put together a list of fun facts related to the holiday that encourages our country to stand in unity based on facts according to, USFLAG.org, History Channel and PBS.

-The United States flag was born on June 14, 1777 in The City of Brotherly Love, Philadelphia.

-The American Flag has gone through quite a few transformations over the years.  In 1795 the flag had a total of 15 stripes to represent each state.

-There are 50 stars on the American flag representing each state. The fiftieth star was added in 1960 when Hawaii joined the US.  The alternating 13 red and white stripes representing the thirteen original colonies. The stripes are white to symbolize liberty and equality and the alternating red color represent the courage of our country. The flag has undergone 27 changes.

-Flag Day was established over a hundred years ago by President Woodrow Wilson. He believed that by observing and setting aside one day for the flag would unite citizens. Today, we need it more than ever.

-There is a law on the books called, Public Law 829 also known as “The Flag Code” that lays out the dates and correct use of displaying the American flag.

-Most of the American flags flying in the U.S are made on our nation’s soil. Of course, right?

-The flag will always be flying over the White House, Baltimore, Arlington, and Fort McHenry at all times.

-The Pledge of Allegiance was written in 1892.

-Betsy Ross may not be the original designer of the American Flag but then again it can’t be refuted that she wasn’t either.

The phrase “under God” was not original to the Pledge of Allegiance. The phrase was added by Congress in 1954.

We’ve placed five American flags on the moon. They may not be in the best shape today but are still standing.

Wedding Tips: 3 Ways to add Insurance Coverage on Engagement Rings and Wedding Bands

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by Angela Cavallari Walker

It’s wedding and engagement season. If you have recently gotten engaged or tied the knot—congrats! I remember the month—heck the first six months after I got engaged. It was as if I was walking on a cloud of love. Corny? Yeah, I know but love is a big life seller and it certainly inspired the best songwriters in history.

Cupid’s arrow is certainly one of the biggest distractions to securing more, very important subjects or topics. Caterer….check, DJ….check…dress…..check, insurance for your engagement rings and wedding bands? That is a box that if, left open, could potentially cost you more than perhaps renting out the wedding venue. Don’t worry, we’ve got tips that are easier than picking out invitations.

Here are 3 tips to insuring your engagement ring, wedding bands and jewelry.

  1. Get an appraisal from a reputable source. If you just purchased your engagement ring or wedding bands the process is quite easy. You need to have a copy of your receipt or paperwork when you purchased the rings and any certifications related to your rings including Gemological Institute of America or the (GIA). If the ring or rings are an heirloom you will need a professional appraisal. Insurers like to receive documentation from reputable firms such as Jewelers Mutual.

2. Finding Coverage.  Believe it or not getting coverage is easier than saying, “I do.” If you are a homeowner, you can simply add a rider or basically an extension to your already existing homeowners’ policy. However, if you are not a homeowner yet it’s a good idea to get renters’ insurance and simply add the extension to your insurance policy.

3. Cost of coverage. The cost is perhaps the lowest you will incur compared to wedding expenses. This will depend on the cost of your rings and other outside factors related to risk such as: crime and break-ins in the area and policy deductibles.

Still have more questions? Feel free to contact Rob Semans Insurance Agency.

Mother’s Day Gift Guide Ideas

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Mother’s Day is right around the corner and we’ve compiled a list of links where you can do your shopping from the sofa. The good news is…it will look like you spent hours at the mall. These gift ideas are perfect for any woman in your life.

Personalized throws and blankets.  Wrap her in soft fleece and love with these throws with a heart pattern filled with the names of family members. right now, they are offering free rush delivery for mother’s day $66.96 plus tax
Fruit-infused water bottles.    These water bottles are the perfect gift for any mom on-the-go. She will love that she can add any healthy addition to her water and at just $10, you can afford to buy more than one.
Bath Gift Set.    This site has put together some nice sets all ready and filled with all the essentials that she needs for a relaxing soak. Prices start at $19.99
Birchbox Subscription.   Monthly subscriptions might just be today’s jelly of the month club, but at least they come with more than just jelly. One of the most popular is Birchbox which allows you customize products based on length of subscription and choose from a variety of health and beauty items. Prices start at just $30.
Dinner Break.  Give mom a break from grocery shopping by ordering a service such as hellofresh or blueapron. Both offer fresh foods complete with all dinner ingredients to eat a healthy and delicious meal. better yet, take over in the kitchen and give her the night off by cooking.

Fun Facts About Saint Patrick’s Day

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St. Patrick’s Day has many fun traditions in the United States from wearing green to getting pinched if you don’t. Many of these traditions have been “adjusted over the years and some are not entirely Irish. But hey, who cares, enjoy these facts about the real Saint Patrick and the holiday.

-The reason four-leaf clovers are so lucky have to do with the odds of finding one which are 1 in 10,000.

-Saint Patrick’s parents were Roman and they lived in England.

-Shamrocks represent the trinity and were commonly used by Saint Patrick to illustrate the Catholic Church’s teachings.

-During the week of Saint Patrick’s Day cabbage shipments increase by approximately 70%.

-There were likely not any snakes in Ireland to begin with so the legend that St. Patrick drove out all the snakes was spawned from paganism.

-St. Patrick lived ended up in Ireland because he was kidnapped as a teenager and went from a slave to a sheep herder.

-St. Patrick is associated with the color green, but he actually donned blue vestments.

-Guinness got it right with their logo which is the official symbol of Ireland—a harp not a shamrock.

-During the 19th century, Irish immigrants faced constant discrimination and St. Patrick’s Day evolved into a political event. For better reference, check out the film, The Gangs of New York.

-St. Patrick’s Day falls on March 17 because it’s the anniversary of St. Patrick’s death.

-Ireland’s celebration of St. Patrick’s Day was treated as a religious observance and until 1970 no alcohol was consumed on March 17.

-13 million pints of Guinness will be consumed on St. Patrick’s Day throughout the world.

Happy St. Patrick’s Day

 

New Year’s Eve Safety Tips 2017

martiniNew Year’s Eve is often referred to as “amateur night” as a reference to those that normally would not consume alcohol to the point of intoxication but make an exception on NYE.

Each year, more accidents related to alcohol and drugs occur on New Year’s Eve between the hours of 6 p.m. and 6 a.m., according to experts. Keep this New Year’s a fun, and more importantly, a safe one for drivers and everyone on the road.

Kick off 2017 with these safety tips for New Year’s Eve:

Stay where you plan to celebrate.  If you are planning a party at home or plan on ringing in the new year at a friend or family member’s house, make accommodations for guests or bring your overnight gear with you. Even though you are the designated driver, you still run the risk of spending time on the same roads with drivers that are intoxicated.

Hire a pro.  Services like Uber and Lyft have gained in popularity but you can also consider hiring a limo driver as well.

Purchase a portable breathalyzer.  If the above options don’t work for you, please take the time to check yourself before getting behind the wheel. Most drugstores sell them for as little as 20 bucks but better ones could cost up to over $100.

Eat a large meal and snack away.  Eat a solid meal such as pasta or protein before consuming any alcohol and be sure to add glasses of water to the mix and plenty of snacks. This could save you the risk of becoming intoxicated and that dreaded hangover the following day.

If there is ANY reasonable doubt that you are drunk or even “buzzed” please don’t risk a DUI or worse, taking the life of another person. It’s not worth it. 

Happy New Year!

4 Holiday Travel Survival Tips

airplane-136849726369fIn the wake of Frontier Airlines bumble that left thousands of passengers stranded at Denver International Airport, we would like to bring you some holiday travel tips. Or perhaps, holiday survival travel tips would be more apropos.

So, before you lose patience here is a list of 4 tips whether traveling by plane, train or automobile.

  1. Snacks:   Small, bite-sized snacks that are protein based are best. Nuts, protein bars or even cheese sticks. Skip junk foods that would make you crash such as candy bars or foods that contain high-levels of sugar. If you are on the road, bring mini bottles of water or protein shakes to keep travelers from getting hangry. Need inspiration or ideas? Check out this list of 50 portable high-protein snacks from Greatist.com.

2.  Travel Apps:  Make sure every applicable travel app is downloaded and ready. If you are traveling by air, have the airline app downloaded for travel updates such as delays. If you traveling by car you will want to have a traffic app ready. Waze is the most popular but AppPicker.com has a great list of traffic apps for both iPhones and droids.

3.  Travel light:  Naturally, if your travel plans include colder weather or snow, it’s impossible to pack super light. However, try combining bags with a spouse, partner or other family members in your group. Pack practical shoes that you will wear on a constant basis, one coat and fashion staples such denim, and one pair of black dress pants. Independent Traveler has some great tips for packing light for winter travel.

4. Time Travel:  Studies have shown that traveling super early or later in the day makes all the difference. In fact, the earlier you fly out the more likely your flight will arrive on time. If you are hitting the road, head out super early as well. The ideal time to leave is before 8 in the morning if you are traveling by highway, according to travel experts. If you can get everyone out the door, go for it. However, if everyone overslept, you are better off leaving later in the day or closer to late afternoon/early evening when others are off the road and eating dinner.

Good luck and when the going gets tough, remember to keep your cool and drive safely.